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Micro-finance for West Timor (Indonesia)

Details Directorate: International

Project Leader: Udo Schütze

Code: ??

Documented: ???

Funds Required: $10,000

Project Team: ???

Total Hours pa: ~???

Members Involvement: ???

Approved: 20##


Description This was a microfinance project in West Timor that enabled small businesses to be established by disadvantaged people in that region.


For example, farmers use micro-loans to buy fertiliser for crops or cattle feed to boost their production of fruit/vegetables or to fatten cows, all of which they sell at market. They use their additional income to improve their living conditions and send their children to school.


The Trust Bank members help each other in running their businesses and guarantee each other’s loans. At their weekly meeting with the TLM loan officer they make their weekly loan repayments (with interest), learn business skills and discuss and solve problems.


The scheme was organised by “Opportunity International Australia”, an experienced micro-finance provider Worldwide, and operated in West Timor by its partner “TLM”, which provides trained loan officers to administer the loans.


For as sense of local conditions faced by farmers and TLM: [Link]


Visits to the region are welcomed, to see the benefits that flow from this endeavour.


Heirisson is looking at the viability of extending this program. If you can help, please contact us.


For more information:


· Opportunity International

· Kiva

· Rotarians Microcredit Action Group


Heirisson’s role and criticality to success This initiative was the first of it’s kind amongst Rotary clubs in WA.


Part of a strategic relationship or partnering/alliance? With Opportunity International’s Dushan Jeyabalan (via TLM), with funding support from Subiaco and Western Endeavour Rotary clubs.


TLM also work with Kiva, another organisation working in microfinance. For more information, see Kiva’s Indonesian blog.


What difference will the Project/Program make? Economic (and Entrepreneurial) Development and Community Capacity Building


“The best way to lift people out of poverty is to help them help themselves”


Other Benefits (Include sustainability of benefits, fun to do, recognition for Heirisson) When the loans have been repaid, the money is used to help more people. The interest collected funds the loan officer for the new group. In this way the initial funding continues in perpetuity.




Cambodia ‘Stepping Out’ Relationship

(Previously Chres Village Orphanage)


Details Directorate: International

Project Leader: Tanya Knott

Project Initiated: September 2010

Initial MOU: December 2010

Revised MOU: September 2014

Documented: Yes (in MOU & Website etc)

Status: Ongoing


Description Evolution of an ongoing relationship supporting international assistance in Cambodia to young adults at especial disadvantage (orphan teenagers and single mothers particularly) for them to live safely while obtaining vocational skills and subsequent employment. This can be achieved by minor revisions to our current Memorandum of Understanding (MOU).



In mid 2010 Mike and Lyn Shade visited Chres Village, in Siem Reap Cambodia whilst visiting Angkor Wat. There they met Perth local Tanya Knott (then Jaw) and Clare Holman, volunteers at the Chres orphanage. On their return to Perth, Mike introduced Tanya to Heirisson, and we agreed to collaborate with her local fundraising efforts. In December 2010 PP David Cleary signed a MOU between the Club and Tanya outlining our relationship.


Under this arrangement Tanya has run a successful quiz night and participated in our Gala Auction, with proceeds going to a small 4WD vehicle for Clare to ferry orphans from the village to medical care etc. In 2011-12 connections were established with the local Rotary Club of Angkor, which indicated that a direct relationship with Clare’s work was more beneficial than an ‘indirect’ one with orphanage officials. Over time, with changing priorities, Clare’s efforts now focus more on “Stepping Out” – a ‘half-way house’ for teenaged orphans and young mothers to live safely whilst gaining vocational skills. Teenagers 18 years old can no longer reside in orphanages and have no family to support them in apprenticeships and trade training or further professional education, or provide a home while they seek work.


For further details see Stepping Out Cambodia blog or Facebook
(Also: Chres Village Orphanage, Dragonfly and HAVEN Project)


Heirisson’s role and criticality to success Heirisson acts as a strategic advisor, facilitator and sounding board for Tanya’s WA fundraising efforts, and provides coverage under our Charitable Collections Licence. Without this, public fundraising would require a separate licence and substantial administrative overheads, restricting viability of local efforts.


Other Options Considered In 2010-11, club members considered options, including setting up separate local WA association, or obtaining a separate charities licence. Given the small scale of WA operations, it was clear that these options were nowhere near as practical or economic as simply bringing the fundraising efforts under the club’s “umbrella”.


Existing or Proposed Project/ Program? Existing MOU signed December 2012

(in ‘hiatus’ due to lack of project/club liaison in 2013-14)

Part of a strategic relationship or partnering/ alliance? Yes, see MOU (although this is more of an operational alliance than a strategic partnership in a conventional sense). In practice our relationship is with Tanya, and the partnership is with Clare and “Stepping Out”. Tanya is, in effect, our liaison with Cambodia, and Clare’s agent in WA.
What difference will the Project/ Program make? The MOU enables the raising of resources from the WA public to help support young people in Cambodia. They have little or no family support, to develop and grow in a safe and healthy environment, nor to obtain vocational skills that (without a place to live and related help) they would never have opportunity to access. Some are now at university, and a few are even medical students. Yet these are young people that would otherwise be at serious and imminent risk of sexual abuse and exploitation.


Other Benefits (Include sustainability of benefits, fun to do, recognition for Heirisson) This relationship is effectively ‘cost neutral’ to the club, as fundraising and administrative effort behind events etc is undertaken by Tanya and her collaborators. Rotary and Heirisson get recognition for the assistance and advice provided, without direct ongoing operational responsibility. The difference a safe haven makes to young people at this vulnerable time in their lives is incalculable. It is the difference between a worthwhile vocation and a life of abject survival.